Refinancing Is Not a Quick Yes or No Decision and Here Is Why It Should Be a Strategy Instead
Published on: 17/07/2026
One rate is not a plan. Steven Tavera explains how a real refinance strategy serves your financial future.
Mortgage
Second Lien Borrowing Just Hit an 18 Year High and Here Is the Smart Thinking Behind the Surge
Published on: 16/07/2026
Keep your low rate, tap equity with a HELOC. Steven Tavera explains why second liens are surging now.
Mortgage
New Credit Scoring Models Are Now Allowed for Mortgages and Here Is What Buyers Need to Know
Published on: 16/07/2026
VantageScore 4.0 counts rent and utility payments. Steven Tavera explains who benefits and by how much.
Mortgage
Homeowners Insurance Is Now One of the Biggest Deal Killers in Real Estate and Here Is What to Do
Published on: 09/06/2026
Insurance costs killing deals before closing. Steven Tavera explains the step that prevents it.
Mortgage
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